47790 SD-22 Clear Lake SD
| Category: | |
| Sub Category: | |
| Listing by: | Rod Kemink |
| Price: | $600,000 |
| ID: | |
| Address: | 47790 SD-22 Clear Lake SD |
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Lots for sale in Gary, South Dakota
Impresa BuyZone
All calculations are estimates and provided by Impresa Modular for informational purposes only. Actual amounts may vary.
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All calculations are estimates and provided by Impresa Modular for informational purposes only. Actual amounts may vary.
Your New Home Journey
Let's get started
Where are you in your home journey?
This helps us provide the right information for your current needs
🌟
Just Exploring
I'm researching options and gathering ideas for the future
📋
Actively Planning
I'm seriously planning to build in the next 6-12 months
🚀
Ready to Build
I have land and I'm ready to start the process now
Step 2 of 9
Tell us about your land situation
This is the biggest factor affecting your total project cost
✅
I Own Land
I already have property where I plan to build
🔍
Looking for Land
I'm currently searching for the right property
🤔
Haven't Decided
I'm exploring options and areas
💡 Did you know?
Land preparation typically accounts for 40-60% of your total project cost. Factors like soil type, slope, and utility access can vary costs by $50,000 or more!
Step 3 of 9
Where are you planning to build?
Location affects permits, codes, and requirements
🏛️ Local factors that affect cost:
• Impact fees can range from $0 to $30,000+
• Snow load requirements (mountain areas)
• Seismic engineering (earthquake zones)
• Flood zone requirements
• HOA architectural standards
Step 4 of 9
What size home are you considering?
Think about both current needs and future plans
🏡
Starter Home
1,200-1,600 sq ft • 2-3 bedrooms • Perfect for first-time buyers
🏠
Family Home
1,600-2,400 sq ft • 3-4 bedrooms • Room to grow
🏰
Dream Home
2,400+ sq ft • 4+ bedrooms • All the features you want
✏️
Custom Design
I have specific ideas I'd like to explore
Step 5 of 9
What's your total project budget?
Include both house and land preparation costs
$350,000
$150k
$450k
$750k+
⚠️ Remember: Your house is typically only 40-60% of the total cost. If your budget is $350,000, expect around $175,000 for the house and $175,000 for site work, utilities, and permits.
Step 6 of 9
Tell us about your property
These factors significantly impact site preparation costs
💰 Potential cost impacts:
• Sloped lots: +$15,000-50,000 for grading
• Tree clearing: $2,000-8,000 per acre
• Rock removal: $50-200 per cubic yard
• Long utility runs: $25-100 per foot
Step 7 of 9
What features matter most to you?
Select your top priorities
Step 8 of 9
What's your ideal timeline?
When would you like to move into your new home?
⚡
As Soon As Possible
I'm ready to start immediately
📅
Within 6 Months
I need to sell my current home or finalize details
🗓️
Within a Year
I'm planning ahead and getting everything in order
🌊
I'm Flexible
No rush, I want to do this right
Step 9 of 9
How are you planning to finance?
This helps us provide the right resources
💵
Cash Purchase
I'll be paying without financing
🏦
Construction Loan
I'll use construction-to-permanent financing
📊
Exploring Options
I'm researching financing options
💡 Financing tip:
Factory-built homes often qualify for better construction loan terms because of predictable timelines and fixed costs. The faster build time means less interest paid during construction!
Final Step
Get Your Personalized Report
We'll create a custom estimate based on your answers
✅
Thank You!
We've received your information and will be in touch shortly.
📧 Check your email!
We've sent you a detailed report with:
• Complete cost breakdown
• Recommended floor plans
• Timeline for your project
• Financing options
• Next steps checklist
Step 1 of 14
Get Pre-Qualified for a Mortgage
Step 1 of 14
When do you plan to buy a home?
This helps us prioritize your application
📝
Already under contract
🚀
Immediately - I'm going to contract
🔍
I'm shopping and am considering a few options
📅
Within the next couple months
🤔
Not sure - shopping prices or options
Step 2 of 14
What type of property are you purchasing?
Property type affects loan terms and rates
🏡
Single Family Home
🏘️
Townhome
🏖️
Vacation/Second Home
🏢
Multi Family Home
Step 3 of 14
In what Zip Code will the property be located?
Property location affects available loan programs
Step 4 of 14
What is the estimated purchase price?
This helps us calculate your loan amount
$100,000
$100k
$550k
$1M+
Step 5 of 14
How much will your down payment be?
Larger down payments typically get better rates
0% ($0)
0%
25%
50%
Step 6 of 14
Is this your first time buying a home?
First-time buyers may qualify for special programs
✨
Yes
🏠
No
Step 7 of 14
Will you have a co-borrower?
Co-borrowers can increase your buying power
👥
Yes
👤
No
Step 8 of 14
About how much is your combined yearly income?
Include all borrowers' income before taxes
$30,000
$30k
$265k
$500k+
Step 8 of 14
What is your annual income before taxes?
We'll use this to calculate your debt-to-income ratio
$30,000
$30k
$265k
$500k+
Step 9 of 14
What's your employment status?
This affects income verification requirements
💼
Full-time
⏰
Part-time
👔
Self-employed
🏠
Not employed
Step 10 of 14
What's your date of birth?
Required for credit check and loan processing
1990
June
15
Step 11 of 14
Have you or your spouse served in the military?
Veterans may qualify for VA loan benefits
🎖️
Yes
👤
No
Step 12 of 14
Have you had a bankruptcy or foreclosure in the last 7 years?
This affects loan eligibility but doesn't disqualify you
✅
No
📋
Bankruptcy
🏚️
Foreclosure
📑
Both
Additional Info
How long ago was the bankruptcy?
More time since bankruptcy improves eligibility
1 year ago
1 year
4 years
7 years
Additional Info
How long ago was the foreclosure?
More time since foreclosure improves eligibility
1 year ago
1 year
4 years
7 years
Step 13 of 15
Let's get your contact information
We'll use this to send your pre-qualification letter
Step 14 of 15
What's your current address?
This helps us verify your information
Final Step
Are you selling your current home?
This helps us coordinate your purchase and sale
🏠
Yes
🏡
No
One More Question
Do you have a realtor you enjoy working with?
We can connect you with trusted agents in your area
👤
Yes
🔍
No
Almost Done
What's the zip code for the house you're selling?
We'll connect you with agents in your area
🎉
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