| Category: | Common Features, Golf Lot Description, Horses Permitted, Tank/Pond Present Use, Hunting/Fishing Street/Utilities, Water Available |
| Sub Category: | |
| Listing by: | Doug Small |
| Price: | $924,000 |
| ID: | |
| Address: | 0 18th Avenue W Spencer IA |
Ready to build your dream home? Build with us... VIEW OUR HOME PLANS
Jon Hjelm
The ACRE Company
Spencer IA 51301
Doug Small
Hinn Real Estate
Spirit Lake IA 51360
All calculations are estimates and provided by Impresa Modular for informational purposes only. Actual amounts may vary.
All calculations are estimates and provided by Impresa Modular for informational purposes only. Actual amounts may vary.
This helps us provide the right information for your current needs
I'm researching options and gathering ideas for the future
I'm seriously planning to build in the next 6-12 months
I have land and I'm ready to start the process now
This is the biggest factor affecting your total project cost
I already have property where I plan to build
I'm currently searching for the right property
I'm exploring options and areas
Land preparation typically accounts for 40-60% of your total project cost. Factors like soil type, slope, and utility access can vary costs by $50,000 or more!
Location affects permits, codes, and requirements
• Impact fees can range from $0 to $30,000+
• Snow load requirements (mountain areas)
• Seismic engineering (earthquake zones)
• Flood zone requirements
• HOA architectural standards
Think about both current needs and future plans
1,200-1,600 sq ft • 2-3 bedrooms • Perfect for first-time buyers
1,600-2,400 sq ft • 3-4 bedrooms • Room to grow
2,400+ sq ft • 4+ bedrooms • All the features you want
I have specific ideas I'd like to explore
Include both house and land preparation costs
These factors significantly impact site preparation costs
• Sloped lots: +$15,000-50,000 for grading
• Tree clearing: $2,000-8,000 per acre
• Rock removal: $50-200 per cubic yard
• Long utility runs: $25-100 per foot
Select your top priorities
When would you like to move into your new home?
I'm ready to start immediately
I need to sell my current home or finalize details
I'm planning ahead and getting everything in order
No rush, I want to do this right
This helps us provide the right resources
I'll be paying without financing
I'll use construction-to-permanent financing
I'm researching financing options
Factory-built homes often qualify for better construction loan terms because of predictable timelines and fixed costs. The faster build time means less interest paid during construction!
We'll create a custom estimate based on your answers
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We've sent you a detailed report with:
• Complete cost breakdown
• Recommended floor plans
• Timeline for your project
• Financing options
• Next steps checklist
This helps us prioritize your application
Property type affects loan terms and rates
Property location affects available loan programs
This helps us calculate your loan amount
Larger down payments typically get better rates
First-time buyers may qualify for special programs
Co-borrowers can increase your buying power
Include all borrowers' income before taxes
We'll use this to calculate your debt-to-income ratio
This affects income verification requirements
Required for credit check and loan processing
Veterans may qualify for VA loan benefits
This affects loan eligibility but doesn't disqualify you
More time since bankruptcy improves eligibility
More time since foreclosure improves eligibility
We'll use this to send your pre-qualification letter
This helps us verify your information
This helps us coordinate your purchase and sale
We can connect you with trusted agents in your area
We'll connect you with agents in your area
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